Land Financing & Investment

Foreign national land loans typically need 25% to 40% down and skip a US credit score entirely. See real 2026 rates, required [...]

LLC-held land loans price 0.25 to 1.5 points above individual rates, and some banks will not lend to LLCs on raw land [...]

A family land sale still needs an appraisal and a title search. See the 2026 gift tax exclusion, financing limits, and how [...]

Land auction deposits run 10% to 20% down with no financing contingency. See real buyer's premiums, closing deadlines, and how to protect [...]

Reviewed by the Serious Land Capital underwriting team. Land grant eligibility turns on three questions: who is applying, what the land will [...]

Reviewed by the Serious Land Capital underwriting team. A land acquisition offer is built from six terms: price, earnest money, due diligence [...]

Reviewed by the Serious Land Capital underwriting team. Land loan amortization splits each payment between interest and principal on a schedule that [...]

Reviewed by the Serious Land Capital underwriting team. Yes. A conservation easement either pays the landowner cash for development rights or generates [...]

Reviewed by the Serious Land Capital underwriting team. You apply for a land grant by identifying the right program, usually USDA Rural [...]

Reviewed by the Serious Land Capital underwriting team. A land acquisition checklist covers title, survey, zoning, environmental review, access, utilities, and financing [...]

Reviewed by the Serious Land Capital underwriting team. The biggest land acquisition red flags are no legal access, wetlands covering more than [...]

Reviewed by the Serious Land Capital underwriting team. Lenders calculate land loan risk mainly through loan to value ratio, with raw land [...]

Reviewed by the Serious Land Capital underwriting team. Land loan costs differ by lender because banks, credit unions, USDA Farm Service Agency [...]

Reviewed by the Serious Land Capital underwriting team. When land financing falls through, a financing contingency lets you cancel the contract and [...]

Reviewed by the Serious Land Capital underwriting team. Yes, in most cases you can combine a land grant with a loan, seller [...]

Reviewed by the Serious Land Capital underwriting team. Most government land grants are taxable income under federal law unless a specific tax [...]

Reviewed by the Serious Land Capital underwriting team. Rural land comps set value through the sales comparison approach, where appraisers find recently [...]

Reviewed by the Serious Land Capital underwriting team. A land acquisition joint venture pairs a capital partner who funds the purchase with [...]